{"id":8029,"date":"2024-12-18T19:29:00","date_gmt":"2024-12-18T18:29:00","guid":{"rendered":"https:\/\/interstellar.accountable.de\/?p=8029"},"modified":"2026-02-10T17:24:12","modified_gmt":"2026-02-10T16:24:12","slug":"what-are-the-banking-functionalities-and-fees-for-accountable-banking","status":"publish","type":"post","link":"https:\/\/interstellar.accountable.de\/en\/blog\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\/","title":{"rendered":"What are the banking functionalities and fees for Accountable Banking?"},"content":{"rendered":"\n

Your Accountable Banking professional account is 100% free, available in every Accountable plan. Furthermore, most of the functionalities of Accountable Banking are free as well, except for a few international operations.<\/p>\n\n\n\n

Below, you will find a full list of functionalities and fees for Accountable Banking:<\/p>\n\n\n\n

Functionality<\/strong><\/td>Fee<\/strong><\/td><\/tr>
Monthly fee<\/td>\u20ac0<\/td><\/tr>
Virtual debit card (Apple\/Google pay)<\/td>\u20ac0<\/td><\/tr>
Physical debit card<\/td>\u20ac0 (\u20ac7.5 if you use the free version of Accountable)<\/td><\/tr>
Scheduled transfers<\/td>\u20ac0<\/td><\/tr>
Standing orders<\/td>\u20ac0<\/td><\/tr>
Domestic transfers (incoming + outgoing)<\/td>\u20ac0<\/td><\/tr>
Transfers (incoming + outgoing) within the SEPA zone (see below)<\/td>\u20ac0<\/td><\/tr>
Foreign transaction fee for card payments and cash withdrawals<\/td>0%<\/td><\/tr>
Instant transfers<\/td>\u20ac0<\/td><\/tr>
Standing orders (coming soon)<\/td>\u20ac0<\/td><\/tr>
Direct debits<\/td>\u20ac0<\/td><\/tr>
Card transactions in foreign currencies<\/td>\u20ac0<\/td><\/tr>
Non-European transfers (see full list below)<\/td>\u20ac5 + 0.6-5% of amount<\/td><\/tr>
ATM withdrawals within the SEPA zone<\/td>\u20ac1<\/td><\/tr>
SEPA direct debit rejection<\/td>\u20ac10<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Countries within the SEPA zone<\/strong><\/p>\n\n\n\n

Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, and Sweden, Switzerland, the UK, San Marino, Vatican City, Andorra, Monaco, Iceland, Norway, and Liechtenstein.<\/p>\n\n\n\n

Fees for incoming and outgoing credit transfers outside the SEPA zone<\/strong><\/p>\n\n\n\n

Country<\/strong><\/td>Fee<\/strong><\/td><\/tr>
PLN, HRK, HUF, CZK, RON, DKK,
NOK, CHF, CAD, SEK, GBP, USD,
NZD, AUD, EUR (via SWIFT)<\/td>		5\u20ac + 0.6%<\/td><\/tr>
KES, PKR, MXN, INR, VND, MYR,
IDR, THB, PHP, HKD, BGN, LKR,
SGD, JPY<\/td>		5\u20ac + 1%<\/td><\/tr>
UGX, ARS, NPR, EGP, TZS, BRL,
CNY, UAH, GEL, BDT, TRY, RUB,
KRW, AED, GHS<\/td>		5\u20ac + 2%<\/td><\/tr>
BWP, UYU, FJD, COP, MAD, CRC,
CLP, ILS, ZAR, ZMW<\/td>		5\u20ac + 5%<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"

Your Accountable Banking professional account is 100% free, available in every Accountable plan. Furthermore, most of the functionalities of Accountable Banking are free as well, except for a few international operations. Below, you will find a full list of functionalities and fees for Accountable Banking: Functionality Fee Monthly fee \u20ac0 Virtual debit card (Apple\/Google pay) […]<\/p>\n","protected":false},"author":31,"featured_media":8020,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8029","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-humans-of-accountable"],"acf":[],"yoast_head":"\nWhat are the banking functionalities and fees for Accountable Banking? | Accountable<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What are the banking functionalities and fees for Accountable Banking? | Accountable\" \/>\n<meta property=\"og:description\" content=\"Your Accountable Banking professional account is 100% free, available in every Accountable plan. 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